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Privacy Policy

 

 

WHAT DO WE DO WITH YOUR INFORMATION?

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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

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The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and tax identification number assets, income and account balances personal information and account and wire transfer information.

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All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.

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WHAT WE DO

 

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HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  

 

Among other things, we also restrict access only to those who need to know such information to perform their duties.

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HOW DO WE COLLECT YOUR PERSONAL INFORMATION?

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We collect your personal information, for example when you

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  • open an account or make subscriptions or redemption

  • provide account information or provide your contact information

  • make a wire transfer

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

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HOW CAN YOU LIMIT ALL SHARING?

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Federal law gives you the right to limit only

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  • sharing for affiliates’ everyday business purposes - information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

 

State law and individual companies may give you additional rights to limit sharing.

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WHAT HAPPENS WHEN YOU LIMIT SHARING FOR AN ACCOUNT YOU HOLD JOINTLY WITH SOMEONE ELSE?

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Your choices will apply to everyone on your account.

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DEFINITIONS

 

AFFILIATES

Companies related by common ownership or control. They can be financial and non financial companies.

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NON-AFFILIATES

Companies not related by common ownership or control. They can be financial or non financial companies.

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JOINT MARKETING

A formal agreement between non affiliated financial companies that together market financial products or services to you.

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REASONS WE CAN SHARE                                                                                                                                                        

 YOUR PERSONAL INFORMATION                                                              DO WE SHARE?                  CAN YOU LIMIT                                                                                                                                                                                   THIS SHARE?

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For our everyday business purposes                                                              Yes                                            No

such as to process your transactions, maintain your

accounts(s), respond to court orders  and legal

investigations, or report to credit bureaus                                                                   

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For our marketing purposes
to offer our products and services to you                                                          Yes                                             No

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For joint marketing with other financial companies                                 No                                     We don’t share

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For our affiliates’ everyday business purposes
information about your transactions and experiences                                    Yes                                             No

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For our affiliates’ everyday business purposes
information about your creditworthiness                                                           No                                    We don't share

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For non affiliates to market to you                                                                  No                                    We don’t share

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For our affiliates’ to market to you                                                                  No                                   We don’t share

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